How to Prevent Elder Abuse and Fraud

Instances of fraud and elder abuse regarding seniors are more frequent than you think.

It may include everything from taking advantage of a person monetarily to inflicting physical and/or psychological harm.

It is crucial to perform a comprehensive background check prior to hiring a caregiver for your family member of friend.

Listed below are a few guidelines to follow if you have caregivers employed in your home.

Economic Matters

* Keep economic records and belongings in a safe place. For example ATM cards, charge cards and check books.
* Make certain mail is only gathered by somebody you trust.
* Check the telephone bill to make sure no unapproved calls are made.
* Review bank and credit statements to make sure no fraudulent charges occurred.

Safeguarding Yourself

Should you have homeowners coverage, contact an insurance agent to find out what kind of theft your plan covers and whether or not you can extend protection to include specific things in the home.

Your agent may also be able to let you know what type of workmens compensation policy you might need for caregivers who work in your home.

An employee may carry a bond that safeguards his / her fidelity to you as an employer.

These types of bonds are referred to as dishonesty and/or fidelity bonds, trade assurance bonds and several other names, depending on the broker and location. Caregivers should contact a private bond broker.

Elder Abuse

Open communication can make a huge difference. Check in with your family member of friend regularly to ensure she or he is happy with their caregiver.

Caregivers that can speak to you regarding difficult or stress filled situations, like combativeness, are much less likely to have built up stress.

Should you suspect abuse, talk to your loved one right away and set up monitoring devices.

There are numerous inconspicuous camera models which dont even resemble a camera. Many are developed to check on nannies and they are known as nanny cams.

Symptoms of abuse may include the following:

* Unusual personality changes
* Mysterious bruises, burns and/or bone injuries
* Inexplicable weight loss
* An unclean or unhygienic environment
* Bad personal hygiene
* Refusal of the elder to communicate

If you are able to confirm any kind of abuse, get rid of the caregiver immediately and contact the National Center on Elder Abuse, that will present you with information on who to contact in your area.